Health Savings Account Home Bank Savings Accounts Health Savings Account Pages Within Savings Accounts Pages Within Savings Accounts Member Savings Certificates Money Market Savings Daily Money Market Early Advantage Savings Club Accounts Coverdell Education Savings Health Savings Account Save For Future Medical Expenses Set aside money for future medical costs with a tax-free health savings account! Health savings accounts (HSAs) give you the opportunity to pay for your medical expenses with a tax-free savings account. It's easy to start saving for your future medical needs. Benefits to HSAs: Earn 1.00% APY* It's your money and you won't lose it if it's not spent each year There are NO service fees and NO minimum balance required** It's tax-deductible You may be eligible for an HSA account if: You are currently enrolled in a high-deductible health insurance plan You do not have a Flexible Spending Account (FSA) through your employer You must have a member share account and be a member of the credit union to open an HSA account You (the HSA Holder) are required to track and record all distributions Maximum Contributions Per Year: 2023 Contribution Limit Minimum High Deductible Single $3,850 / Under age 55 $4,850 / Age 55 and over $1,400 Family $7,750 / Under age 55 $8,750 / Age 55 and over $2,800 Open your health savings account today by visiting one of our convenient branch locations today! *APY = Annual Percentage Yield. Fees could reduce earnings. **No minimum deposit to open account.