It's A Smart Decision To Transfer
Your Credit Card Balance
Start saving more money today. Current Visa card holders are eligible to transfer a balance from another credit card to your Sikorsky Credit Union VISA credit card during the promotional period beginning January 1, 2022 through April 30, 2022.
Enjoy a 0% Annual Percentage Rate (APR) on balance transfers for 365 days from the date the balance transfer posts to your account. Balance transfer requests must be made within the promotional period. After 365 days the variable APR will be between 8.25% - 17.99%. A balance transfer fee of 2% applies for each balance transfer.
To transfer your balance, fill out the credit card balance transfer authorization and drop off at your local branch or mail to: Member Services, 1000 Oronoque Lane, Stratford, CT 06614.
Why Transfer Your Balance?
- Pay a lower rate on your balances
- Make one payment
- Pay off debt faster
Frequently Asked Questions
How much can I transfer?
You can transfer up to the limit of your credit card.
How many transfers can I make?
Transfer as many credit card balances as you would like during the promotional period. Keep in mind that a 2% balance transfer fee applies to each balance transfer.
How can I increase my credit limit to transfer a higher balance?
If you would like to request a credit card limit increase* please fill out the following form.
*Credit limit increase up to $25,000 subject to credit approval. After 365 days your credit card's variable APR will apply to any remaining balances transferred during the promotional period. The variable APR applicable to your card is based on changes to the Prime Rate as published on the last day of the previous calendar month in the Wall Street Journal. Currently this variable APR is between 8.25% - 17.99% and is subject to change. For more information please refer to your account opening disclosures. Sikorsky Credit Union balances are not eligible for this promotion.