Defer Your Loan Payment

Do you need some financial breathing room next month? You can Skip-a-Payment if you're up to date on your loan payments and free up some money for other uses. It's a helpful option when you're feeling strapped.

Here's how it works

  • You may qualify to skip one payment after the first twelve monthly loan payments are received.
  • Skip two payments per calendar year, as long as they're not consecutive months, and up to six requests for the loan term. All vehicle loans that have GAP protection pay may request one (1) Skip-A-Payment for the life of the loan.
  • Make sure you file your request at least five days before the payment due date.
  • Your next payment will be due, as scheduled.
  • Skipped payments will add to the length of your loan.

Monthly Payment Calculator