New & Used Car Loansstress-free auto loans with great rates and fast approvals Home Borrow Vehicle Loans New & Used Car Loans Pages Within Vehicle Loans Pages Within Vehicle Loans Motorcycle Loans New & Used Car Loans Auto Calculator Get a Better Deal on Four Wheels Your vehicle works hard for you, and your auto loan should, too. We've assisted members in various parts of Connecticut with affordable New & Used Car Loans that save them money on purchases and refinances. Shift into gear and see how we can help you. Did you know you can refinance an existing auto loan from another lender? Apply Now Conventional New or Used Car Finance the purchase of a new or used vehicle Refinance an existing auto loan from another lender Advantage Auto Loan Get behind the wheel of a new or pre-owned vehicle with a payment you can afford with our Advantage Auto Loan. Our Advantage Auto Loan is a hybrid loan, offering the best features of a conventional loan and a lease. It offers low monthly payments for a variety of term options. After your term ends you choose what you want to do with your vehicle. Calculate Your Payment Pay less out of pocket and enjoy a lower monthly payment on a new or used vehicle Choose the mileage option that works for your needs After the term ends you have options Learn More Still thinking about which vehicle is best for you? Check out our easy and convenient car research tools below as you make your decision. Find out how much monthly payment you can afford Compare different makes and models Conventional Loan Rates* Model Years 2024-2022 Rates as low as 4.24%APR View Rates Model Years 2024-2022 Rates as low as 4.44%APR View Rates 36 months49-60 monthsModel Years 2021-2019 Rates as low as 4.24%APR View Rates Model Years 2021-2019 Rates as low as 4.44%APR View Rates 36 months49-60 monthsModel Years 2018-2016 Rates as low as 4.74%APR View Rates Model Years 2018-2016 Rates as low as 4.94%APR View Rates 36 months49-60 months *APR= Annual Percentage Rate Conventional Auto Loan Rates shown are for purchases or refinances from another lender (existing Sikorsky Credit Union conventional loans are not eligible for refinance. ). Rates and terms are subject to change without notice. Rate is determined by your credit history and term. Rates may range from 4.24% to 11.89% for model years 2024-2022and reflects a .25% discount for automatic payments from a Sikorsky Credit Union account. Other rates and terms available. Loans for model years 2021 and earlier are available at higher rates and different terms. Payment example for a borrower with top tier credit: For a term of 60 months at a rate of 4.44% the estimated monthly payment is $18.62 per $1,000.00 borrowed. Rates, monthly payments and examples are estimates and provided as a courtesy only. Commercial vehicles and vehicles with rebranded titles (total loss, flood, rebuilt, etc.) are not eligible for financing. Loans are subject to approval. Rates and loan terms offered are subject to change without notice. Final rate is determined based on creditworthiness.