Share & IRA Certificates¹

¹Dividends are calculated using a daily balance method and are paid monthly. Dividend Rates on Share and IRA Certificates are fixed and will not change until maturity. The Annual Percentage Yield assumes dividends and principal will remain on deposit until maturity. A withdrawal will reduce earnings. Any withdrawal of principal from certificates before maturity will be subject to penalty. On IRA accounts, substantial tax penalties may be imposed under IRA regulations for withdrawal prior to age 59-1/2. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Share Accounts²

²Dividends are calculated using a daily balance method and are paid monthly. Dividends are subject to Credit Union earnings and are officially declared at the end of the dividend period. The Dividend Rate may change at any time and may change after the account is open. Transaction limitations apply. On IRA accounts, substantial tax penalties may be imposed under IRA regulations for withdrawal prior to age 59-1/2. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

³Minimum $5.00 balance must be maintained at all times.

⁴To open an Early Advantage Account the primary must be under 25 years of age. For minors under the age of 13, we require a parent or legal guardian as a joint owner on the account. Limit one Early Advantage Account per minor.

⁵Requires Kasasa Cash Back Free Rewards Checking or Kasasa Cash Free Rewards Checking and $5 minimum deposit to open account.

Money Market Savings Account⁵​

⁵ Dividends are calculated using a daily balance method and are paid monthly. Dividends are subject to Credit Union earnings and are officially declared at the end of the dividend period. The Dividend Rate may change at any time and may change after the account is open. Transaction limitations apply. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Checking Accounts⁶

⁶Dividends are calculated using a daily balance method and are paid monthly. Dividends are subject to Credit Union earnings and are officially declared at the end of the dividend period. The Dividend Rate may change at any time and may change after the account is open.

⁷The minimum withdrawal or transfer permitted from this account is $500. There is no limit on the number of withdrawals or transfers you may make from this account, provided each withdrawal or transfer is for at least $500.

⁸Free variable rate checking account that rewards accountholders when they meet minimum qualifications during the account's Monthly Qualification Cycle.

⁹Free variable reward checking account that rewards accountholders when they meet minimum qualifications during the account's Monthly Qualification Cycle.

¹⁰Minimum $25 deposit required to open account.

¹¹Base Dividend Rate is .05% when account does not meet qualifications during the account's Monthly Qualification Cycle.

Mortgage & Home Equity Rates

Auto & Other Loan Rates

¹ Standard vehicle financing guidelines apply. Vehicle loans are available for the purpose of purchasing a new or used vehicle (automobile, truck, or motorcycle) or refinancing an existing vehicle loan. Existing Sikorsky Credit Union loans are not eligible. Commercial vehicles, vehicles over 10,000 pounds Gross Vehicle Weight (GVW), and vehicles with rebranded titles (total loss, flood, rebuilt, etc.) are not eligible for financing.

² APR = Annual Percentage Rate. A payment example for a $15,000 used car loan for a person with a 760+ credit score who has a loan term of 36 months and is enrolled in autopay for the entire period of the loan at an APR of 2.69% is approximately $434.17 per month. Rate reflects a .25% discount for automatic payments from a Sikorsky Credit Union account. Up to 100% financing including tax, warranties and license. Rate is determined by your credit history and term and may range from 2.44% to 16.89%. May not be combined with other promotional rates or offers. Existing Sikorsky Credit Union auto loans are not eligible. Terms and conditions apply. Rate is subject to change without notice. Used auto rates apply to model years 2016 or newer. Older used vehicle terms and rates also available. Other terms and rates are available for model years 2012-2016.

³ The .25% discount for automatic payment from a Sikorsky Credit Union account does not apply.

⁴ Dollars per $1,000 is based on the maximum term allowed per loan product type.

Credit Card Rates¹

The Annual Percentage Rate (APR) may vary. Credit lines available from $500 to $25,000.  Variable Annual Percent Rates will be between 9.75% - 17.99% and is  dependent on both  the card selected during the application process and your creditworthiness.

With the CU REWARDS PROGRAM every retail dollar charged earns redeemable points. Points expire in 48 months. For further details visit https://www.curewards.com