As coronavirus cases rise across the county, unfortunately so does the number of scams. Scammers take advantage when people are most vulnerable, right now is no exception. During this uncertain time, you will see more scammers finding creative ways to target consumers.

You can protect yourself and your finances by being vigilant. Know what to look for and always think twice before clicking on something or answering any personal questions.

How Scammers Are Targeting Consumers:
Phone Calls: Scammers target consumers by spoofing numbers and calling from familiar area codes. If you don’t know the caller and if you are not expecting a call, be leery. Do not give any personal information out over the phone. Please keep in mind, Sikorsky Credit Union will never ask you for your PIN number or password.

These same scammers may use text messages to offer Covid-19 testing or scare you with a mandatory quarantine, instructing you to go out and stock up on supplies. Do not answer these text messages or click any links. If you have questions about anything Covid-19 related, reach out to your primary care physician or local government.

Emails: Like phone calls, spammers may reach out asking for personal information. These emails could be disguised to look like they are coming from the CDC or from the U.S. government. For instance, the U.S. Department of Treasury is reporting cases of spammers requesting personal information in exchange for stimulus checks or government grants. Do not click on any links or reply to emails from an unreliable source.

Other Ways to Stay Safe
Right now, many of us want to help in any way we can. If you are considering making a donation, research the charity you have in mind first. Many online resources like the The BBB’s can help you with this. Do not pay through a gift card or money order, this is how scammers can target you. Always donate to a legitimate charity via credit card. More information about charitable giving is available here.

If you are shopping online, make sure you are shopping with a reputable company. During this time, scammers can set up fake shops to collect personal information. Any legitimate site will NOT ask for personal financial information while you are shopping. If you see a pop up for something like this do not reply or click a link. Clicking on links to sources you don’t know can download a virus onto your computer.

Anytime you can, pay online via PayPal, Venmo or another source like this, do it. You are less likely to get scammed.

By being vigilant and knowing what to look for you can keep your finances safe. If you have any questions about anything you receive, call us, we are here to help. We can all get through this together.